· Loss history and projections
· Utilization reviews
· Current programs and coverage
· Carrier service capabilities
· Client’s objectives settings

· Plan options and recommendations
· Account negotiation process
· Comparative proposal charts
· Carriers interview and analysis
· Final carrier selection

· Final policy analysis
· Cláusulas, Coberturas y Endosos
· Additional coverage and clauses
· Risk management process
· Employee benefits enrollment
· Final documentation analysis

· Planning of P&P programs
· Coordinating between employer and provider
· Execution of program in destination
· Quality control analysis
· Feedback of test results to human resources

· Administrative back up
· Periodical service visits
· Billing and collection process
· Enrollment process
· Claims dispute negotiation

· Loss history experience
· Identify new insurance needs
· Identify rate increases, if any
· Reinitiate negotiation process, if needed
· Final recommendations for renewal period